Getting pre-approved for a home loan before you start touring homes is like showing up to a buffet without an empty plate—you might get really excited about all the options, but you won’t be able to grab anything! Pre-approval lets you know exactly how much house you can afford, so you’re not dreaming of a mansion when your budget’s more “cozy cottage.” It also helps you act fast when you find “the one,” since sellers prefer working with buyers who are already approved and ready to go. Plus, it saves you from falling in love with a place that’s way out of your price range—awkward, right? So, do yourself a favor and get that pre-approval before you start house-hunting—it’s the smartest first step in making your dream home a reality.
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